BANK CLAIMS
Did you buy a home with a mortgage loan before 2018?
If so, you can claim the mortgage origination fees that you paid at the time, regardless of whether the mortgage is cancelled.
What expenses can be claimed?
You can claim the notary, registry, appraisal and agency fees related to the mortgage loan. We will be able to claim half of the notary fees related to the loan, 100% of the appraisal fees, 100 % of the agency fees and 100% of the mortgage registration bill, plus the corresponding interest.
What is the approximate amount that can be claimed?
It will be necessary to pay attention to the invoices of the expenses, which are usually at the end of the deed of loan, but an average mortgage of 100,000 euros, the claimable expenses of notary, registry, agency and appraisal usually amount to approximately an average of 1,000 euros.
How long does it usually take for the procedure of nullity of the clause and restitution of the expenses?
It will depend on the court where the procedure is resolved, it usually takes an average of between one and two years, in the case of Madrid and Barcelona the duration is longer.
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